Know your carriers
before you fund them.
Carrier risk assessment built for factoring companies. Vet carriers before purchasing invoices, flag high-risk new authorities, and monitor your funded portfolio automatically.
Factoring carries carrier risk you cannot always see
Your business depends on carriers staying operational. When they do not, your funded receivables are at risk.
You are funding carriers you do not fully know
When you purchase a carrier's invoices, you are extending credit based on their ability to keep operating. A carrier that loses authority or insurance puts your funded receivables at risk.
New authority carriers are high risk
Many factoring clients are new carriers with recently issued authority. These carriers have no track record, limited insurance history, and higher failure rates in the first two years.
Fraud signals are easy to miss
Double-brokered loads, suspended authority, and carriers operating without proper insurance are real risks. Manual checks across scattered data sources leave gaps.
Funded portfolio risk changes daily
A carrier you approved last month could have their authority revoked tomorrow. Without ongoing monitoring, your portfolio carries risk you cannot see.
Every feature built around factoring risk
19-Factor Risk Scoring
Score every carrier before you fund them. Authority age, fleet size, insurance adequacy, crash history, BASICS scores, cancellation patterns — 19 factors combined into a single risk tier. Know in seconds whether a carrier is worth the risk.
New authority, insurance gaps, and prior cancellations. This carrier needs further review before funding.
New Authority Detection
Authority age is a weighted risk factor. Carriers with recently issued authority are automatically scored higher risk. Set your own threshold — decline carriers under 6 months, flag carriers under 2 years, or adjust to match your risk appetite.
Insurance & Authority Verification
Real-time verification of operating authority status, insurance coverage, and filing history. Auto-decline rules catch unauthorized carriers, zero-fleet operators, and underinsured carriers before you commit.
Funded Portfolio Monitoring
Add every funded carrier to your watchlist. Weekly automated monitoring catches authority revocations, insurance lapses, OOS orders, and safety events. Critical alerts tell you when to act immediately.
What you get with every assessment
Start vetting carriers before you fund them
3 free credits. No payment required. See how CarrierBook Intelligence fits into your factoring workflow.