Know your carriers
before you fund them.
Carrier risk assessment built for premium finance. Vet carriers in seconds, detect insurance lapses before they become losses, and monitor your funded portfolio automatically.
Premium finance carries hidden carrier risk
You fund insurance policies for motor carriers — but how well do you really know them?
Manual carrier vetting is slow
Pulling FMCSA records, checking insurance filings, reviewing crash history — it takes hours per carrier when you could be closing deals.
Insurance lapses go undetected
Coverage gaps, cancellation patterns, and rejected filings hide in public records. By the time you notice, the policy is already funded.
No standardized risk scoring
Every underwriter has their own mental checklist. There is no consistent, repeatable way to score carriers across your portfolio.
Portfolio changes slip through
Authority revocations, new OOS orders, crash reports — changes happen weekly. Without monitoring, your funded portfolio carries hidden risk.
Every feature built around what premium finance needs
19-Factor Risk Scoring
Every carrier scored across 19 risk factors in seconds. Operating authority, insurance adequacy, crash history, BASICS scores, cancellation patterns, and more — all weighted and combined into a single risk score with four clear tiers.
19 factors scored and combined into a single risk tier. Instantly know if a carrier warrants further review.
Insurance Timeline Analysis
Full insurance filing history with gap detection. See every coverage period, cancellation, and rejected filing. Identify carriers with patterns of lapses before you fund their policies.
Customizable Risk Model
Set your own factor weights, tier boundaries, and auto-decline rules. Your risk appetite, encoded into a repeatable model. Every underwriter on your team uses the same criteria.
Automated Portfolio Monitoring
Add funded carriers to your watchlist. Weekly automated monitoring detects authority changes, insurance lapses, OOS orders, and crash events. Alerts by severity — critical, warning, info.
What you get with every assessment
Start vetting carriers in minutes
3 free credits. No payment required. See exactly how CarrierBook Intelligence fits into your premium finance workflow.