Assess carrier risk
before you bind.
Carrier risk assessment built for trucking insurance underwriters. Score every submission in seconds, standardize your underwriting criteria, and monitor your book of business automatically.
Trucking underwriting needs better tools
Commercial trucking is one of the hardest lines to underwrite — and most teams are still doing it manually.
Manual risk assessment is time-intensive
Pulling SAFER snapshots, checking insurance filing history, reviewing crash records, analyzing BASICS scores — each submission takes significant underwriter time.
Insurance history is hard to piece together
Cancellation patterns, coverage gaps, rejected filings, and insurer changes are buried across multiple FMCSA data sources. Critical underwriting signals get missed.
Every underwriter scores differently
Without a standardized risk model, two underwriters can reach different conclusions on the same carrier. Inconsistent decisions lead to adverse selection.
Book of business changes go unnoticed
Carriers in your book can lose authority, accumulate violations, or have safety events between renewals. Mid-term risk changes need proactive detection.
Every feature built for underwriting workflows
19-Factor Risk Scoring
Every carrier scored across 19 factors in seconds — operating authority, fleet size, insurance adequacy, crash history, BASICS scores, cancellation patterns, coverage gaps, and more. One search replaces hours of manual data gathering.
19 factors scored and combined into a single risk tier. Instantly triage submissions before deep review.
Insurance Timeline Analysis
Complete insurance filing history reconstructed into a visual timeline. Every coverage period, cancellation, gap, and rejected filing surfaced automatically. See the patterns that matter for underwriting decisions.
Customizable Risk Model
Define your underwriting criteria once. Set factor weights, tier boundaries, and auto-decline rules for unauthorized carriers, zero fleets, underinsured operators, and active OOS orders. Every underwriter uses the same model.
Book of Business Monitoring
Add bound carriers to your watchlist. Weekly automated monitoring detects authority changes, insurance lapses, new crash reports, OOS orders, and safety rating changes. Severity-based alerts so you focus on what matters most.
What you get with every assessment
Start assessing carriers in minutes
3 free credits. No payment required. See how CarrierBook Intelligence fits into your underwriting workflow.